An informative 10 minute overview of how the German healthcare system works.

We look at the different things to consider when evaluating which type of health insurance in Germany is best for you.

If you earn over €60,750 gross per annum (2019), you can opt out of public health insurance contributions.

But does it make sense to go private?

The dilemma for newbie expats is that they need to understand this FAST.

Self-employed folks are treated differently to regular employees.

Here, we explain your options and look into the specifics affecting health insurance in Germany for freelancers and the self-employed.

You’re eligible for private health insurance in Germany?


Mirja at our partners, KL for Expats, provides tailored advice to expat clients (phone, Skype or in person) on what is the right private health insurance coverage for their needs.

Ideal for those moving to Germany for the long-term.

Looking for public insurance?

TK is the biggest and voted best public health insurer 13 times in a row.

Most expats decide on TK due to their great coverage and English support.

Sign up here completely online in English (no need to print out or scan your application).